 |
Fallbrook Financial Services
Fallbrook Financial Services
"Your financial services experts
serving you from
the same West Hills, CA location for the last 25 years!"
Our Financial Resources
Debt Consolidation
Imperfect Credit?
Need Cash?
Loan Programs
Purchase
Refinance
The Loan Process
Loan Process
Faqs | Glossary
Company Information
About Us
Map
Us
Contact Us
El Idioma Español
|
Credit Problems?
Still Shop, Compare and Negotiate
Don’t assume that minor credit problems or difficulties stemming
from unique circumstances, such as illness or temporary loss of income,
will limit your loan choices to only high-cost lenders. If your credit
report contains negative information that is accurate, but there are good
reasons for trusting you to repay a loan, be sure to explain your situation
to the lender or broker. If your credit problems cannot be explained,
you will probably have to pay more than borrowers who have good credit
histories. But don’t assume that the only way to get credit is to
pay a high price. Ask how your past credit history affects the price of
your loan and what you would need to do to get a better price. Take the
time to shop around and negotiate the best deal that you can.
Whether you have credit problems or
not, it’s a good idea to review your credit report for accuracy and
completeness before you apply for a loan. To order a copy of your credit
report, contact:
Equifax: (800) 685-1111
TransUnion: (800) 916-8800
Experian: (888) 397-3742
|
|
 |
