Inside This Article:
1. Introduction: Building Wealth
2. Wealth Creation: Learn the Language
3. Budget to Save
4. Save and Invest
5. Take Control of Debt
6. Review
7. Resource Guide
8. Glossary


Resource Guide

Introduction

The following resources can be used to learn more about building personal wealth. The list includes sources of information on financial literacy, saving and investing, and budget and debt management. This guide is not intended to be all-inclusive; there are many additional national, state and local resources that can provide additional information on building wealth for a more secure financial future.

Electronic Transfer Account

The Electronic Transfer Account, or ETA sm, allows you to have your federal benefit, wage, salary and retirement payments deposited directly into your bank account —automatically, electronically and safely. Open a low-cost ETA at a federally insured bank, credit union, or savings and loan. Financial institutions offering the ETA have decals in their windows or lobbies identifying them as certified ETA providers.

To find an ETA provider in your area, visit the ETA web site, www.eta-find.gov, or call toll-free, (888) 382-3311. For the hearing impaired, the TDD number is (877) 326-5833.

Financial Literacy

America Saves
(202) 387-6121
www.americasaves.org

American Financial Services Association Education Foundation
919 18th St., N.W.
Washington, DC 20006-5503
(202) 296-5544
www.afsaonline.com

American Savings Education Council
2121 K St., N.W., Suite 600
Washington, DC 20037-1896
(202) 775-9130
www.asec.org

Americans for Consumer Education and Competition
1200 G St., N.W., Suite 800
Washington, DC 20005-3814
(202) 661-6102
www.acecusa.org/learn/index.asp

Board of Governors of the Federal Reserve System
20th & C Streets, N.W.
Washington, DC 20551-0001
(202) 452-3000
www.federalreserve.gov/consumers.htm

Choose to Save® Education Program
Employee Benefit Research Institute/American Savings Education Council
2121 K St., N.W., Suite 600
Washington, DC 20037-1896
(202) 775-9130
www.choosetosave.org

Consumer Federation of America
1424 16th St., N.W., Suite 604
Washington, DC 20036-2239
(202) 387-6121
www.consumerfed.org

Fannie Mae
3900 Wisconsin Ave., N.W.
Washington, DC 20016-2892
(202) 752-7000
www.fanniemae.com
www.homepath.com

Federal Consumer Information Center
"Looking for the Best Mortgage: Shop, Compare, Negotiate"
P.O. Box 600
Cumberland, MD 21501-0600
(800) 688-9889
www.consumer.gov
www.pueblo.gsa.gov

Financial Services Education Coalition
"Helping People in Your Community Understand Basic Financial Services"
Financial Management Service,
U.S. Treasury
401 14th Street, S.W., Room 304D
Washington, DC 20024-2106
(202) 874-6908 or
fax: (202) 874-7321

Freddie Mac
8200 Jones Branch Drive
McLean, VA 22102-3110
(703) 903-2000
www.freddiemac.com

Jump$tart Coalition for Personal Financial Literacy
919 18th St., N.W., Suite 300
Washington, DC 20006-5517
(888) 45-EDUCATE
www.jumpstartcoalition.org

National Community Reinvestment Coalition Financial Literacy Campaign
733 15th St., N.W., Suite 540
Washington, DC 20005-2129
(202) 628-8866
www.ncrc.org

National Council on Economic Education
1140 Avenue of the Americas
New York, NY 10036-5803
(800) 338-1192
www.ncee.net

National Endowment for Financial Education (NEFE)
5299 DTC Blvd., Suite 1300
Greenwood Village, CO 80111-3334
(303) 741-6333
www.nefe.org

Savings and Investment Information

Corporation for Enterprise Development
"What Are Individual Development Accounts?"
777 N. Capitol St., N.E., Suite 800
Washington, DC 20002-4235
(202) 408-9788
www.cfed.org

Federal Trade Commission
600 Pennsylvania Ave., N.W.
Washington, DC 20580-0002
(877) 382-4357
www.ftc.gov

National Association of Securities Dealers, Inc. (Nasdaq)
1735 K St., N.W.
Washington, DC 20006-1500
(800) 289-9999
www.nasdr.com

New York Stock Exchange (NYSE)
11 Wall St.
New York, NY 10005-1974
(212) 656-3000
www.nyse.com

Securities Industry Association
120 Broadway
New York, NY 10271-0080
(212) 618-1500
www.sia.com

Standard & Poor's
55 Water St.
New York, NY 10041-0003
(212) 438-2000
www.standardpoor.com
www.businessweek.com/investor/index.html

U.S. Department of the Treasury
Bureau of the Public Debt

999 E St., N.W.
Washington, DC 20239-0001
(800) 722-2678
www.treasurydirect.gov

U.S. Securities and Exchange Commission
Office of Investor Education and Assistance

450 Fifth St., N.W.
Washington, DC 20549-0001
(800) 732-0330
www.sec.gov

Budget and Debt Management

American Consumer Credit Counseling, Inc.
130 Rumford Ave., Suite 202
Newton, MA 02466-1316
(800) 769-3571
www.consumercredit.com

Credit Bureau of Greater Shreveport
620 Crockett St.
Shreveport, LA 71101-5349
(318) 222-4641

Myvesta (formerly Debt Counselors of America)
"Facts for Consumers: Choosing and Using Credit Cards"
6 Taft Court, Suite 301
Rockville, MD 20850-5359
(800) 680-3328
www.myvesta.org

National Foundation for Counseling Credit
8611 Second Ave., Suite 100
Silver Spring, MD 20910-6320
(301) 589-5600
www.nfcc.org

Books Quoted in Publication

Getting Rich in America: 8 Simple Rules for Building a Fortune and a Satisfying Life
Dwight R. Lee and Richard B. McKenzie
1999, Harper Business


It's About the Money! The Fourth Movement of the Freedom Symphony: How to Build Wealth, Get Access to Capital, and Achieve Your Financial Dreams
Reverend Jesse L. Jackson, Sr. and Jesse L. Jackson, Jr. with Mary Gotschall
1999, Times Business/Random House


The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Thomas J. Stanley and William D. Danko
1996, Longstreet

 

 

<< Introduction to Building Wealth| Glossary >>

 

 

Fallbrook Financial Services - 6700 Fallbrook Avenue, Suite 111, West Hills, CA 91307
Telephone: 818.657.2100 Fax: 818.657.2117

info@FallbrookFinancialServices.com